Aging in Place
As the years wear on our bodies and homes, maintaining the dream of homeownership can become difficult. If you can’t afford to add grab bars to make your bathroom safe or replace a leaking roof, how can you continue to live safely in the place you’ve called home for so long?
The Critical Repair & Aging In Place (AIP) Program offered by Loudon County Habitat for Humanity makes accessibility enhancements, energy efficiency improvements, and critical home repairs that enable senior citizens to move around safely inside their homes and complete the routines of daily living. Our goal is to help senior citizens or disabled individuals continue to live in their own homes longer and maintain their independence.
Eligibility Requirements
You may qualify for the AIP Program if you meet all of the following criteria:
- You own and live in your home full time.1
- You own no property other than your home.
- You are age 60 or older.
- Your home is in Loudon County, Tennessee.
- The city and county property taxes on your home are current.2
- The mortgage on your home is current2 or there is no mortgage, and there are no liens on your home.
- Your home needs work that falls within the services and budget of the program.
- You meet the income guidelines for the program, based on your income and the income of everyone else who lives in your home.
- You have proof of ownership of the property.
- All owners listed on the property deed are available to sign ALL documents.
- You can provide documentation to prove identity, age, residency and income for yourself and everyone else who lives in your home.3
- All of your information matches across all documents or you have proof that differing information is correct.4
1. Rental properties are NOT eligible to receive assistance through this program.
2. “Current” means you are not being charged any interest, fees or penalties on an outstanding balance OR you are meeting all the conditions of an agreed payment plan.
3. Documents you need to provide might include: a driver’s license or other government issued ID, birth certificate, utility bill, 2 consecutive pay stubs within the past 30 days, mortgage papers, Social Security income statement, retirement/pension and/or bank statements.
4. Proof of name change, marriage license, divorce decree, death certificate, etc.
More Info
What kind of work can be expected?
Projects are based on the availability of funds and will address safety and accessibility concerns.
The type of work that may be provided includes critical repairs and accessibility modifications such as roof repair, replacing vinyl siding, HAVC repair, installing grab bars, wheelchair ramps, widening doorways, fixing broken windows, repairing water leaks, and other work that fits within the guidelines of the AIP program.
Work performed will be determined ONLY by Loudon County Habitat for Humanity after an inspection of the home and reviewing the tasks with the homeowner.
What happens when the work is done?
After work is completed, Habitat will conduct a final inspection to ensure repairs and modifications have been completed properly. The applicant will then sign the remaining required paperwork to close out the project.
Habitat will contact the homeowner within three months to complete a brief survey about the experience with the AIP program. Additional surveys will be conducted 1 year and 3 years after work is completed. These surveys help us improve the program and measure its impact so we can help more senior citizens.
What is the cost?
The Critical Repair and Aging in Place Program is intended to help those with limited income and financial resources. Nearly all the costs are supported through a variety of public and private funds. The work is provided as a grant to the applicant with no repayment required unless the home is sold or ownership of the home is transferred within 5 years of the completion of the work.
Our current supporters include:
- The Episcopal Church of the Resurrection / Ribfest of Loudon
- Community Church of Tellico Village
- Federal Home Loan Bank of Cincinnati Affordable Housing Program & Carol Peterson Fund
- Tennessee Housing Development Agency – Emergency Repair Program
- USDA Rural Development
- Senior Trust Fund
Apply Now
Applications are available by contacting Chris Callahan at (865) 458-0704 opt. 2, ext. 1, or emailing him at chris@loudoncountyhabitat.org. If you prefer to stop by the office, please call ahead to make an appointment. Our main office is located in Lenoir City at 238 Hwy 70 W.